Novae will help you BUILD and ESTABLISH Business Credit so you can qualify for Business Funding in your Business's Name SEPARATE from your Personal Credit! |
WE DO THIS IN 7 SIMPLE STEPS:
Help you gain Business Listing Congruency and establish compliance items needed to start qualifying for business credit in your business name.
Help you set up accounts with the BUSINESS credit reporting agencies properly and for free to ensure you begin to build business credit history.
Over 90% of companies that offer ”vendor credit” do not report your payment history to the business credit reporting agencies. We provide you with those that do.
Help you analyze your business credit reports to see when it’s necessary to add more tradelines or go to the next tier of business credit.
Help you set up accounts in the second of four business credit tiers that are larger and move beyond net terms in some cases.
Help you set up accounts in the third of four business credit tiers that include but not limited to fleet credit and much more.
Help you establish business credit accounts through large banks, credit card companies, and alternative lenders all in your business name with potential funding ranges into the millions of dollars depending on what you qualify for.
WHAT’S INCLUDED IN OUR PROGRAM?
PRODUCT/SERVICE FEATURE | VALUE |
---|---|
Business Credit Finance Suite | $2,500 |
Business Credit Education & Restoration | $2,500 |
Personal Business Coaching & Advisement | $2,400 |
Access to Lending Sources in Specific Tiers | $2,000 |
Personal Credit Education & Restoration (1 year) | $800 |
Experian Smart Business Monitoring data | $600 |
Personal Debt & Budgeting Software | $240 |
THE TRUE VALUE OF THIS SYSTEM | $11,000+ |
Gain access to your Business Credit Finance Suite TODAY for a ONE-TIME FEE* of only
$2,495
PURCHASE BCF Suite
* 3 or 6 month payment plan available with access later
Don’t need everything included above?
Our Business Credit Finance Suite D.I.Y. Program offers the same business building portal without the Advisor team but with the same access to all the business credit options you need today!
OR choose a 5-month payment plan and gain access after your 2nd payment.
We Offer the Most Transparent and Supportive Process in the ENTIRE Business Credit and Funding Industry |
Find Out Why the Novae Money Business Credit Finance Suite is Unique and BETTER Than Any Other Business Credit Building Resource on the Market Today! |
WATCH OUR SOFTWARE DEMO
PURCHASE BCF Suite
* 3 or 6 month payment plan available with access later
For $375/mo or less build Business Credit and get over $12,000 in IMMEDIATE funding!
Monthly Payment | Immediate Funding |
Business Credit Builder |
Personal Credit Education/Restoration |
$50,000 GUARANTEE |
LOAN TERM |
---|---|---|---|---|---|
$375/mo or less |
$12,505
|
YES
|
YES
|
YES
|
5 years
|
* You must qualify to be approved for the Business Credit & Funding Program. Payment amounts vary based on credit. Minimum requirements for this program are as follows:
|
Play the video above to hear this incredible testimony!
PURCHASE BCF Suite
* 3 or 6 month payment plan available with access later
NOVAE’S BUSINESS FUNDING PROGRAMS
Do You Want to Apply to See if You Can Get Business Funding Today? |
Review our funding programs below and lending requirements. Then just pay the $49 non-refundable application fee by clicking APPLY next to the program you’re interested in. |
Novae offers 8 Funding Categories serving just about every funding need anyone can desire in ALL 50 STATES NATIONWIDE! |
** The below program minimums are a general guideline and funding approvals will be based on the health of your personal and or business credit profile. If your credit file has little to no credit, it will be hard to gain an approval. If your credit profile has credit card utilization above 30%, credit line approval will be more challenging. If your debt-to-income ratio is above 50%, all loan programs will be challenging to gain approval. Make these considerations before applying. The loan application fee is non-refundable. If you have general questions before applying, email loans@novaemoney.com.
Due to uncertain economic climate during the COVID-19 pandemic, the requirements presented below may be adjusted at anytime due to stricter lender requirements. If you have poor credit or little to no business revenue, consider one of our other programs prior to applying.
FUNDING TYPE | BUSINESS FUNDING DETAILS |
MIN. CREDIT SCORE REQ. | MIN. TIME IN BUSINESS REQ. | MIN. MTHLY REV. REQ. | FUNDING RANGE | APPLY |
---|---|---|---|---|---|---|
STARTUP Unsecured Business Funding | Funding can be used for ANY PURPOSE. No income verification required and no industry restrictions. Revolving line of credit. Must have at least $2k in revolving credit currently and less than 30% utilization. |
700 +
|
NONE
|
$0
|
up to $150,000
|
|
STARTUP Small Business Loan | Unsecured personal loan. 3 - 7 year terms available. Must have W2 verifiable income. You will have DIRECT access to cash for business purposes. |
700 +
|
NONE
|
$4,000/mo in personal income min.
|
up to $150,000
|
|
Business Cash Advance | If you accept credit cards or have regular bank deposits, you can get funding advanced to you for up to 200% (twice) of the amount of your monthly deposits. |
no minimum credit score
|
6 months
|
$10,000/mo minimum
|
up to $10 Million
|
|
Business Term Loans | All types of loans, including SBA Express, 7(A), Equipment Financing, Franchise Loans, Purchase Order Loans, Real Estate backed loans and even more... |
620 +
|
6 months
|
$20,000/mo minimum
|
up to $5 Million
|
|
Business Line of Credit | Money available to "draw" against that's deposited into your bank account. Repayment plan based on what you borrow. Access to balance. |
620 +
|
6 months
|
$20,000/mo minimum
|
up to $250,000
|
|
Invoice Factoring | Sell your accounts receivable to a lender at a discount, which the lender in turn provides an advance on payments for outstanding invoices. |
530 +
|
3 months
|
$40,000/mo minimum
|
up to $5 Million
|
|
Real Estate Investment/ Commercial Mortgage Loans | Commercial mortgages, fix-and-flip, new construction, mortgage refinance, and multi-family units. LTV up to 90%. Qualifications vary per deal. |
depends none up to 600 minimum score
|
investor experience helps
|
n/a
|
up to $100 Million
|
|
Business Credit/ White Label Franchise Program Funding | Business Funding to cover the cost of the Business Credit & Funding Program or the White Label Franchise Program. Must have W2 verifiable income with 1 year on your job or 2 years tax returns for entrepreneurs to qualify. 5-year term. |
620 +
|
NONE
|
$3,400/mo in personal income minimum
|
$10,000 to $15,000
|
* If you are close to the above requirements, some exceptions can be made. All funding types accept co-signers.
We make this process SIMPLE!
We will discuss your situation and inform you on if and how we can help!
We are based out of Conyers, Georgia