Find Our Best Rates on Personal and Debt Consolidation Loans

Novae connects you to personal and debt consolidation loan providers that work for you!

  •   Simple Online Form
  •   Best Offers from Multiple Lenders In Minutes
  •   Personal Loans & Debt Consolidation Loans
  •   Checking Loan Offers Won't Affect Your Credit Score

Modern. Financing. Fast!

We can match you with the best pre-qualified personal loan offers from leading providers.

Why Apply For a Personal Loan with Novae?

Novae provides access to top lenders that compete against each other to provide you with competitive offers. Check your loan offers now and get pre-qualified in a matter of minutes!



Novae Life

One Platform, Many Lending Partners

Instead of filling out multiple applications with your data, use Novae to access top quality lenders in a matter of minutes!

Real Time Pre-qualification

All of our lending partners use the latest technology to return pre-qualified offers in a matter of seconds.

Quick Funding

Our lending partners have the ability to fund in as little as one day. Get the funds you need in a hurry!

How it Works

We have already done the heavy lifting and made it quick and easy for you to find the right loan for you!

Step 1: Fill In Your Information

Take a few moments to complete our loan inquiry form with some basic information. We've standardized this form across all of our lending partners so you need to fill out only one form.

Step 2: View your Rates

Once you have submitted your information.

Step 3: Choose Your Best Offer

Choose offers from among the top lenders that have already pre-qualified you based on your information.

Step 4: Get Your Money

Your information goes with you to the lender of your choice where you can complete the final steps and review loan terms. Funding can occur within one day!

Check Your Loan Offers Now

Checking your loan offers won't affect your credit score!

A personal loan through Novae can be used for virtually any purpose


Debt Consolidation

Consolidate multiple loans into one loan with a single payment.

Major Purchases

Fund that major purchase.

Moving & Relocation

Get quick funds to move you and your family.

Credit Card Refinancing

Pay off high-cost credit card debt with a flat monthly payment.


Thinking about funding a small business or startup?

Medical Expenses

Pay for medical expenses.

Home Improvement

Install that new kitchen or bathroom.



Use the funds to take that dream vacation.


Use loan proceeds to pay your tax bill.

Check Your Loan Offers Now!

We’ve brought many of the best loan providers to one place to help you quickly and easily secure the funds you need.
Click below to find your rate!

Check Your Loan Offers Now

Checking your loan offers won't affect your credit score!

Frequently Asked Questions


Does this Affect My Credit Score?

Submitting your information for a pre-qualification through Novae does not impact your credit score.

How Much Can I Apply For?

Our lending partners offer loans up to $100,000. They will consider your credit score, income and other factors to determine how much to offer you.

What does pre-qualification mean?

Pre-qualification means that the lending partner has reviewed the information you submitted through Novae and conditionally approved you for a loan with certain terms. You finish the final loan application directly with one of our lending partners.

Is Novae a lender?

No, Novae is simply a site that allows prospective borrowers to apply to be pre-qualified or pre-approved for a loan through our lending partners.

What rates are offered by the lending partners that participate on Novae?

Rates for our lending partners start at 5.99%. The exact rate will depend on a number of factors including credit score, income and the amount of your current monthly debt payments. To check loan offers, click on the button below.

How long does it take to get my loan funded?

Our lending partners are among the fastest in the industry. Your loan can fund in as little as one day.

Can I borrow to consolidate my debt?

Yes! You may borrow from one of our lending partners to consolidate your payment into one payment. This can result in a lower interest rate and can help your credit score.

Can I prepay my loan early without penalty?

Typically, our lending partners allow you to prepay your loan without penalty. Please see the product details for each lender for more information.

How long do I have to repay the loan?

Our lending partners currently offer loans ranging from 12 months to 5 years.

Looking for a small business loan? Novae has you covered.    CLICK HERE

Looking for Auto Loans or Student Loans?

Click below to get some of the best rates available!

Auto Loan
Student Loan
Disclaimer: The loans available are not mortgage loans, are not originated or funded by Novae, and Novae is not affiliated with the loan providers offering them. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change and may expire without notice. Other restrictions may apply. All applications must be submitted in writing. This advertisement is not a loandisclosure and all disclosures provided after applying should be reviewed carefully. This is not a commitment to provide a loan approval or a specific interest rate.

Get in Touch with Us

We are based out of Conyers, Georgia

Office Address:
Novae, LLC
1257 Commercial Drive SW Ste B
Conyers, Georgia 30094
Phone: (678) 750-3787

Customer Service Hours:
Mon - Fri: 10am to 4pm EST

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